Interchange rates and fees are paid to card issuing banks and represent the largest component of a merchant’s discount rate pricing.

Instant Quote: To find the Interchange rates most applicable to your business, take 60 seconds to customize a direct Interchange proposal and make modifications in real-time using the advanced calculator features.

Visa Interchange for Rewards Cards Issuing Bank Interchange
Visa Signature Preferred CPS/Automated Fuel Dispenser 1.15% + $0.25
Visa Signature Preferred CPS/Retail Service Station 1.15% + $0.25
Visa Signature Preferred Utility 0.00% + $0.75
Visa Consumer Credit CPS/Rewards 1 1.65% + $0.10
Visa Consumer Credit CPS/Rewards 2 (Restaurant or Keyed) 1.95% + $0.10
Visa Consumer Credit CPS/Rewards 2 MOTO e-commerce 1.95% + $0.10
Visa Consumer Credit Signature Card-Electronic 2.30% + $0.10
Visa Consumer Credit Signature Card-Standard 2.70% + $0.10
Visa Signature Charity Fee Program 1.35% + $0.05

Important Disclaimer
This documentation represents common Interchange categories, charge and card types and does not include all Interchange levels. Information is subject to change. While we endeavor to make the information accurate, we do not warrant the completeness, timeliness, or suitability of the information for your specific needs. In addition, the summaries and information contained in this document do not substitute for the official Association publications including Visa USA Interchange & MasterCard Interchange.

Please report problems or errors you find to us at merchantrates@vantagecard.com