Interchange rates and fees are paid to card issuing banks and represent the largest component of a merchant’s discount rate pricing.
Instant Quote: To find the Interchange rates most applicable to your business, take 60 seconds to customize a direct Interchange proposal and make modifications in real-time using the advanced calculator features.
Level 3 processing refers to passing the line item detail from the invoice when submitting the sale transaction for settlement. Level 3 Data is additional information about a transaction which is commonly found on an invoice, such as product/service descriptions, quantities and other details. For more information on Commercial Card processing visit http://vantageb2b.com/card-payment.
| MasterCard Interchange for Commercial Cards | Issuing Bank Interchange |
|---|---|
| MasterCard Business Data Rate 2 | 2.20% + $0.10 |
| MasterCard Business Face-to-Face | 2.20% + $0.10 |
| MasterCard Business Products T&E 1 | 2.50% + $0.00 |
| MasterCard Business Products T&E Rate 2 | 2.35% + $0.10 |
| MasterCard Business Products T&E Rate 3 | 2.30% + $0.10 |
| MasterCard Business Utlities | 0.00% + $1.50 |
| MasterCard Commercial Card Large Ticket 1 (Corp & Purch) | 1.35% + $40.00 |
| MasterCard Commercial Card Large Ticket 2 (Corp & Purch) | 1.35% + $40.00 |
| MasterCard Commercial Card Large Ticket 3 (Corp & Purch) | 1.35% + $40.00 |
| MasterCard Commercial Data Rate 2 Petroleum | 2.05% + $0.10 |
| MasterCard Commercial Data Rate 3 (Business & Fleet) | 1.80% + $0.10 |
| MasterCard Commercial Data Rate 3 (Corp & Purch) | 1.90% + $0.10 |
| MasterCard Commercial Face-to-Face Petroleum | 2.05% + $0.10 |
| MasterCard Commercial Large Ticket 1 (Business & Fleet) | 1.25% + $40.00 |
| MasterCard Commercial Large Ticket 2 (Business & Fleet) | 1.25% + $40.00 |
| MasterCard Commercial Large Ticket 3 (Business & Fleet) | 1.25% + $40.00 |
| MasterCard Commercial Regulated Debit | 0.05% + $0.21 |
| MasterCard Commercial Regulated Debit with Fraud Adjustment | 0.05% + $0.22 |
| MasterCard Commercial Supermarket | 1.07% + $0.05 |
| MasterCard Commercial Warehouse | 0.90% + $0.00 |
| MasterCard Corp T&E Data Rate 1 | 2.50% + $0.00 |
| MasterCard Corporate Data Rate 1 | 2.65% + $0.10 |
| MasterCard Corporate Data Rate 2 | 2.10% + $0.10 |
| MasterCard Corporate Face-to-Face | 2.10% + $0.10 |
| MasterCard Corporate Products T&E Rate 2 | 2.35% + $0.10 |
| MasterCard Corporate Products T&E Rate 3 | 2.30% + $0.10 |
| MasterCard Corporate Standard | 2.95% + $0.10 |
| MasterCard Electronic Payment Account | 0.19% + $0.53 |
| MasterCard Enhanced Small Business Data Rate 1 | 2.77% + $0.10 |
| MasterCard Enhanced Small Business Data Rate 2 | 2.32% + $0.10 |
| MasterCard Enhanced Small Business Data Rate 2 Petroleum | 2.17% + $0.10 |
| MasterCard Enhanced Small Business Data Rate 3 | 1.92% + $0.10 |
| MasterCard Enhanced Small Business Face-to-Face | 2.32% + $0.10 |
| MasterCard Enhanced Small Business Face-to-Face Petroleum | 2.17% + $0.10 |
| MasterCard Enhanced Small Business Large Ticket 1 | 1.37% + $40.00 |
| MasterCard Enhanced Small Business Large Ticket 2 | 1.37% + $40.00 |
| MasterCard Enhanced Small Business Large Ticket 3 | 1.37% + $40.00 |
| MasterCard Enhanced Small Business Products T&E 1 | 2.62% + $0.00 |
| MasterCard Enhanced Small Business Products T&E Rate 2 | 2.47% + $0.10 |
| MasterCard Enhanced Small Business Products T&E Rate 3 | 2.42% + $0.10 |
| MasterCard Enhanced Small Business Standard | 3.07% + $0.10 |
| MasterCard Enhanced Small Business Utilities | 0.00% + $1.50 |
| MasterCard Enhanced Small Business Warehouse | 0.90% + $0.00 |
| MasterCard Enhanced Small Business Warehouse Tier 1 | 0.90% + $0.00 |
| MasterCard Enhanced Value Supermarket | 1.07% + $0.05 |
| MasterCard Fleet Data Rate 2 | 2.50% + $0.10 |
| MasterCard Fleet Face-to-Face | 2.50% + $0.10 |
| MasterCard Fleet T&E 1 | 2.70% + $0.00 |
| MasterCard Fleet T&E 2 | 2.55% + $0.10 |
| MasterCard Fleet T&E 3 | 2.50% + $0.10 |
| MasterCard Interregional Regulated Debit Small Ticket | 0.05% + $0.22 |
| MasterCard Interregional Regulated Debit Small Ticket Non US Acq | 0.05% + $0.22 |
| MasterCard Pay with Rewards - Commercial | 0.90% + $0.00 |
| MasterCard Purchasing Face-to-Face | 2.41% + $0.10 |
| MasterCard Purchasing T&E Data Rate 1 | 2.65% + $0.00 |
| MasterCard Purchasing T&E Rate 2 | 2.50% + $0.10 |
| MasterCard Purchasing T&E Rate 3 | 2.45% + $0.10 |
| MasterCard Purchasing/Fleet Data Rate 2 | 2.10% + $0.10 |
| MasterCard Regulated Debit Small Ticket Commercial | 0.05% + $0.22 |
| MasterCard World Business Data Rate 1 | 2.82% + $0.10 |
| MasterCard World Business Data Rate 2 | 2.37% + $0.10 |
| MasterCard World Business Data Rate 2 Petroleum | 2.22% + $0.10 |
| MasterCard World Business Data Rate 3 | 1.97% + $0.10 |
| MasterCard World Business Face-to-Face | 2.37% + $0.10 |
| MasterCard World Business Face-to-Face Petroleum | 2.22% + $0.10 |
| MasterCard World Business Large Ticket 1 | 1.42% + $40.00 |
| MasterCard World Business Large Ticket 2 | 1.42% + $40.00 |
| MasterCard World Business Large Ticket 3 | 1.42% + $40.00 |
| MasterCard World Business Products T&E Data Rate 1 | 2.67% + $0.00 |
| MasterCard World Business Products T&E Rate 2 | 2.52% + $0.10 |
| MasterCard World Business Products T&E Rate 3 | 2.47% + $0.10 |
| MasterCard World Business Standard | 3.12% + $0.10 |
| MasterCard World Business Supermarket | 1.07% + $0.05 |
| MasterCard World Business Warehouse | 0.90% + $0.00 |
| MasterCard World Business World Utilities | 0.00% + $1.50 |
| MasterCard World Coporate Data Rate 2 Petroleum | 2.05% + $0.10 |
| MasterCard World Corporate Data Rate 1 | 2.65% + $0.10 |
| MasterCard World Corporate Data Rate 2 | 2.15% + $0.10 |
| MasterCard World Corporate Data Rate 3 | 1.90% + $0.00 |
| MasterCard World Corporate Face-to-Face | 2.15% + $0.10 |
| MasterCard World Corporate Face-to-Face Petroleum | 2.05% + $0.10 |
| MasterCard World Corporate Large Ticket 1 | 1.25% + $40.00 |
| MasterCard World Corporate Large Ticket 2 | 1.25% + $40.00 |
| MasterCard World Corporate Large Ticket 3 | 1.25% + $40.00 |
| MasterCard World Corporate Products T&E 1 | 2.40% + $0.00 |
| MasterCard World Corporate Products T&E Rate 2 | 2.25% + $0.10 |
| MasterCard World Corporate Products T&E Rate 3 | 2.20% + $0.10 |
| MasterCard World Corporate Standard | 2.95% + $0.10 |
| MasterCard World Corporate Supermarket | 1.07% + $0.05 |
| MasterCard World Corporate Warehouse | 0.90% + $0.00 |
| MasterCard World Elite Business Data Rate 1 | 2.87% + $0.10 |
| MasterCard World Elite Business Data Rate 2 | 2.42% + $0.10 |
| MasterCard World Elite Business Data Rate 2 Petroleum | 2.27% + $0.10 |
| MasterCard World Elite Business Data Rate 3 | 2.02% + $0.10 |
| MasterCard World Elite Business Face-to-Face | 2.42% + $0.10 |
| MasterCard World Elite Business Face-to-Face Petroleum | 2.27% + $0.10 |
| MasterCard World Elite Business Large Ticket 1 | 1.47% + $40.00 |
| MasterCard World Elite Business Large Ticket 2 | 1.47% + $40.00 |
| MasterCard World Elite Business Large Ticket 3 | 1.47% + $40.00 |
| MasterCard World Elite Business Products T&E Data Rate 1 | 2.72% + $0.00 |
| MasterCard World Elite Business Products T&E Rate 2 | 2.57% + $0.10 |
| MasterCard World Elite Business Products T&E Rate 3 | 2.52% + $0.10 |
| MasterCard World Elite Business Standard | 3.17% + $0.10 |
| MasterCard World Elite Business Supermarket | 1.07% + $0.05 |
| MasterCard World Elite Business Warehouse | 0.90% + $0.00 |
| MasterCard World Elite Business World Elite Utilities | 0.00% + $1.50 |
| MasterCard World Elite Coporate Data Rate 2 Petroleum | 2.05% + $0.10 |
| MasterCard World Elite Corporate Data Rate 2 | 2.15% + $0.10 |
| MasterCard World Elite Corporate Data Rate 3 | 1.90% + $0.00 |
| MasterCard World Elite Corporate Data Rate I | 2.65% + $0.10 |
| MasterCard World Elite Corporate Face-to-Face | 2.15% + $0.10 |
| MasterCard World Elite Corporate Face-to-Face Petroleum | 2.05% + $0.10 |
| MasterCard World Elite Corporate Large Ticket 1 | 1.25% + $40.00 |
| MasterCard World Elite Corporate Large Ticket 2 | 1.25% + $40.00 |
| MasterCard World Elite Corporate Large Ticket 3 | 1.25% + $40.00 |
| MasterCard World Elite Corporate Products T&E 1 | 2.40% + $0.00 |
| MasterCard World Elite Corporate Products T&E Rate 2 | 2.25% + $0.10 |
| MasterCard World Elite Corporate Products T&E Rate 3 | 2.20% + $0.10 |
| MasterCard World Elite Corporate Supermarket | 1.07% + $0.05 |
| MasterCard World Elite Corporate Warehouse | 0.90% + $0.00 |
| MasterCard World Elite Standard | 2.95% + $0.10 |
Important Disclaimer
This documentation represents common Interchange categories, charge and card types and does not include all Interchange levels. Information is subject to change. While we endeavor to make the information accurate, we do not warrant the completeness, timeliness, or suitability of the information for your specific needs.
In addition, the summaries and information contained in this document do not substitute for the official Association publications including Visa USA Interchange & MasterCard Interchange.
Please report problems or errors you find to us at merchantrates@vantagecard.com
